Delta Dentals Plans
American Workers Insurance Services has hit the ball out of the park with their new Delta Dental Insurance plans. If you want quality coverage you can depend on then you are in the right place. The plans are designed to make it easier for you to get and keep good dental health. And good dental health is a strong partner in warding off many health problems.
In this article I will review this new plan and show how it compares to other plans. To start with I have organized the highlights in an easy to understand chart below and below the chart are the answers to frequently asked questions.
Dental Plan Comparisons |
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Other Dental Plans |
Our AWIS Dental HMO Plan |
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Age Limits |
“No Age Limits” |
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Annual Benefit Amount Limits (Usually average $500 – $1,500 (per year) |
“No Annual Limits” on Benefits |
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Pre-existing condition waiting periods (in some cases 12 -34 months) |
“No waiting period” for pre-existing conditions |
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Small network, Can’t find a dentist (or) Dentist(s) no longer accepts Plan |
“Largest Dental Network” in Country (over 189,000 Dentists) |
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Don’t have a fee schedule list |
8+ pages of Fee Schedule |
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New company/or little history |
Over 50 years, an over “25 Million Customers” |
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Only operates in a few States |
All 50 States |
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Long term contracts |
No Long Term contracts |
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Little or no History |
Serves Entire United States Military and Several State Governments |
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Too expensive (Can cost over $180/month) |
Starts at $39.95 or $79.95 for any family size per month |
Under this plan benefits are easy to use. Simply choose your contract Delta Dentist from 1000’s and make your appointment. There is no billing or paperwork to fill out. Later if you want to change your contract dentist simply contact Delta Dental by phone, writing or email.
To encourage you to see your dentist every six months your plan includes regular checks without any deductibles or copays. In fact many services are free and others have a copay as outlined in your detailed description of benefits.
Once you sign up you will get your welcome package with your dental card and all necessary information.
If you need to see a specialist your contract dentist will refer to a local provider. If there is not any approved Delta Dental specialist available near you then a non-approved specialist will be chosen at no extra cost to you.
You can have peace of mind knowing emergency services are covered. If the contract dentist is not available requiring you to use another dentist there is no extra charge to you.
At Delta Dental the health of your month is always placed first and that is why our plan has no pre-existing conditions or waiting periods. Although treatments already started before your policy date are not covered such as prep work for crown, bridges, etc.
Some commonly asked for benefits that are included are teeth whitening and using teeth colored materials.
Lastly customer service is only a phone call away with multilingual agents eager to help you maintain a health mouth.
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